Saginaw Bay Underwriters has been helping customers in the Great Lakes Bay Region with their insurance needs since 1863. With two offices in Saginaw, one in Bay City, and one in Midland, SBU provides business and commercial insurance, employee benefits, personal home and auto coverage, and life insurance to more than 12,000 customers. As one of the largest independent insurance agencies in Michigan, we employ nearly 70 professionals, all of whom are committed to providing exceptional service and guidance.